Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or using AI FlowTrader, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services.

2. Description of Service

AI FlowTrader provides financial market analysis tools, options flow data, and trading intelligence. Our platform offers:

• Real-time and historical market data analysis
• Options flow tracking and analytics
• AI-powered trading insights
• Technical analysis tools and indicators
• Market intelligence and research

3. Important Financial Disclaimer

You should consult with qualified financial professionals before making any investment decisions. We are not licensed financial advisors, and our platform does not provide personalized investment advice.

4. Eligibility and Account Requirements

• You must be at least 18 years old to use our services
• You must provide accurate and complete registration information
• You are responsible for maintaining the security of your account
• You may not share your account credentials with others
• One account per person; multiple accounts are prohibited

5. Subscription and Payment Terms

• Subscription fees are billed in advance on a recurring basis
• All payments are processed securely through Stripe
• Prices are subject to change with 30 days notice
• Refunds are provided according to our refund policy
• You must maintain valid payment information
• Failure to pay may result in service suspension

You can cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period.

6. Acceptable Use Policy

You agree not to:

• Violate any applicable laws or regulations
• Use the platform for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our services
• Scrape, crawl, or harvest data from our platform
• Reverse engineer or attempt to extract source code
• Share, resell, or redistribute our data or insights
• Use automated systems to access our services
• Impersonate others or provide false information

7. Data Accuracy and Reliability

While we strive to provide accurate and timely market data, we cannot guarantee the accuracy, completeness, or reliability of all information. Market data may be delayed or contain errors. You should verify important information independently before making any decisions.

We aggregate data from multiple sources and use AI analysis tools. Technical issues, data provider problems, or other factors may affect data quality or service availability.

8. Intellectual Property Rights

• AI FlowTrader and our content are protected by intellectual property laws
• You receive a limited, non-exclusive license to use our services
• You may not copy, modify, or create derivative works
• All trademarks and service marks are our property
• Market data is licensed from third-party providers

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may suspend or modify services for maintenance, updates, or other operational reasons. We are not liable for service interruptions or downtime.

11. Limitation of Liability

Our total liability to you for any claims related to our services shall not exceed the amount you paid us in the twelve months preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless AI FlowTrader from any claims, damages, or expenses arising from your use of our services, violation of these Terms, or infringement of any rights of another party.

13. Termination

Either party may terminate these Terms at any time:

• You may cancel your account through your account settings
• We may suspend or terminate accounts for Terms violations
• We may discontinue services with reasonable notice
• Termination does not relieve you of payment obligations
• Certain provisions survive termination

14. Governing Law and Disputes

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

You waive any right to participate in class action lawsuits or class-wide arbitration.

15. Changes to Terms

We may modify these Terms at any time. Material changes will be communicated via email or platform notification. Your continued use of our services after changes take effect constitutes acceptance of the modified Terms.

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

17. Contact Information

For questions about these Terms of Service, please contact us at: